Key takeaways
- Sense Bank is introducing new financial instruments to support Ukrainian exporters.
- The instruments include export financing, guarantee programs, currency hedging and consulting.
- They simplify access to financing and reduce currency risks in international operations.
- Ukrainian companies can use these solutions to expand their presence in foreign markets.
Contents
- The importance of supporting exporters for Ukraine’s economy
- New financial instruments from Sense Bank
- Impact on Ukrainian business and the economy
- Practical steps for Ukrainian companies
- Conclusions and outlook
- Frequently asked questions
The importance of supporting exporters for Ukraine’s economy
Ukrainian exporters face currency volatility, limited access to financing abroad and high currency risks. In the context of war and sanctions, this complicates the development of foreign economic activity and constrains growth.
The state and financial institutions respond to these challenges by developing special export support programs. Sense Bank is moving in the same direction, offering financial instruments that make it easier for Ukrainian companies to enter global markets and strengthen their competitiveness.
New financial instruments from Sense Bank
According to data published in the media, Sense Bank is launching a set of solutions for exporters, including:
- Export financing and credit lines. Special loans for companies expanding their operations in international markets. They make it possible to quickly obtain funds to purchase goods, raw materials, equipment and to invest in production and technologies.
- Guarantee programs for export contracts. Bank guarantees and other instruments that secure the fulfilment of obligations under international contracts. They reduce the risk of non-performance and increase trust in Ukrainian companies from foreign partners.
- Currency hedging and financial derivatives. Instruments that protect against exchange rate volatility help to plan cash flows and minimise losses from changes in the exchange rate of the hryvnia against foreign currencies.
- Consulting and analytical support. Advisory services on new markets, regulatory requirements, trade rules and risks. This helps companies to adapt more quickly to the specifics of particular countries and sectors.
Together, these solutions not only reduce financial and currency risks but also increase the efficiency of Ukrainian companies’ foreign economic activities.
Impact on Ukrainian business and the economy
The launch of new financial instruments can significantly change the opportunities available to Ukrainian exporters during a period of global instability:
- Better access to financing. Small and medium-sized enterprises gain access to tools that were previously difficult to obtain, which opens the way to scaling up production and entering new markets.
- Reduction of currency risks. The use of hedging helps to stabilise revenues, plan budgets and avoid sharp losses caused by exchange rate fluctuations.
- Strengthening foreign partners’ trust. The availability of guarantee programs and clear financial support makes Ukrainian companies more reliable counterparties for buyers, investors and suppliers.
- Positive effect on the economy. Export growth contributes to an increase in GDP, the creation of new jobs and the strengthening of the country’s financial system.
Practical steps for Ukrainian companies
To make the most of the new instruments, companies should:
- Assess their own needs. Clearly define which markets and products require financing, and where guarantees or protection against currency risks are key.
- Study the terms of Sense Bank programs. Follow the bank’s news, take part in webinars, consultations and product presentations.
- Build systematic international relationships. Use guarantees and hedging as the basis for long-term contracts and strategic partnerships.
- Manage currency risks. Implement an internal hedging policy and align it with available banking instruments.
- Invest in competitiveness. Work on product quality, compliance with international standards and brand recognition in target markets.
Additionally, it is worth engaging finance and market analytics experts to make decisions based on data rather than intuition.
Conclusions and outlook
The new financial instruments from Sense Bank are a step towards a more mature export infrastructure in Ukraine. They help businesses reduce risks, obtain financing and strengthen their position in global competition.
For companies, it is critically important not to limit themselves to passively observing new banking products but to embed them into their own growth strategies. Analytics, competitive intelligence and systematic work with data come to the forefront — exactly what LookData does.
If you are planning to enter new markets or already work with exports, combining Sense Bank’s financial solutions with analytical support from LookData can become the foundation for sustainable growth.
Frequently asked questions
- What are the main new financial instruments that Sense Bank is introducing for exporters?
- How can these instruments influence the development of Ukrainian business in foreign markets?
- Where should a company start if it wants to use these instruments for the first time?
- What role do analytics and competitive intelligence play when working with financial instruments for export?